Dial Direct calls their life insurance product Pure Life Insurance. That’s a simple name, and with good reason – it’s simple life insurance! Dial Direct Life Insurance is newer to South Africa’s life insurance scene, because since the company launched here, it has focused – and with great success – on motor vehicle insurance. Here’s a little bit more about the Dial Direct Pure Life product.
Life insurance terms explained easily – click here for more!
This life insurance is designed to be as simple as possible, however, it comes in two options. These depend on your budget and your lifestyle.
Basic Life Cover
The entire value of your cover is paid out if you are diagnosed with a critical illness. After a maximum two days of making the claim, your beneficiaries can get up to R50,000 for your funeral. Fixed premiums for the first 2 years of your life insurance policy. Pays between R50,000 to R200,000 on your death.
Elevated Life Cover
This is the more expensive option, and the main differences are that it covers you for up to R10-million. This is more of a lifestyle option, where your beneficiaries can completely cover the outstanding balance of your bond for example, and allow your children to complete school at tertiary level without worrying about payments. The Elevated Life Cover opens the option for you to increase your payout amount when major lifestyle changes occur in your life. For example, you could buy Dial Direct life insurance before you get married and have kids, thereafter you would probably need to up your life insurance cover because of this lifestyle change.
As a Dial Direct Life Insurance client, you will be made available to financial assistance and manage your life policy over the internet.
Death can strike at any time, and as such, Dial Direct has made provision to take care of your financial needs if your injure yourself during work. Occupational disablement insurance is an extra option which you can take as a top up to either of your main life insurance policies. However, this goes further than your place of employment and covers you for disability due to accidents.
See other life insurance companies in South Africa.
Dial Direct Life Insurance Contact Details
0860 10 45 80